Buyers Buyer Info Center Sellers Seller Info Center Financing Relocation
	Myths about Mortgages Myth... I had some debt several years ago and I ruined my credit. I'll never get a mortgage. Fact... You don't know what your credit history shows until you look. And if you do have blemishes from the past, even bankruptcy, many lenders will overlook problems if the past two years show good credit practice on your part. Credit Scoring in the Mortgage Industry Your Credit Score Isn't A Numbers Game How's Your Credit? Here's How to Find Out Myth... I heard you need to put 25% down to buy a house! Fact... This is rarely true with today's financing programs. There are a variety of financing programs available; many require you to put at least 5-10% down, but rarely would you need 25%. In fact, there are now many $0 down programs, and the Sellers can even help with your closing costs! For financing options, contact one of our loan officers !!!(link to loan officer page)!!!. Myths about Agents Myth... If I have several agents looking for homes on my behalf, I'll find a house more quickly. Fact... Like most relationships, this one thrives on communication, loyalty and trust. By working exclusively with one agent, you will improve both the process and the results. As a participant of the MLS, we can show you ANY house listed by ANY company. Myth... If I want an agent to represent me as a buyer, I'll have to pay them myself. Fact... Buyer representation means that the sales associate you select works with your best interests in mind. In most cases however, they receive a portion of the commission paid by the seller. See also, Why Work with a Realtor? For Buyers Only: What Your Realtor Does For You Myths about Buying Myth... I should find a new home first, before I sell the one I now have. Fact... If you find a buyer for your home first, you'll have more negotiating power in both the sale of your current home and the purchase of a new one. Myth... I just made an offer on a house I love, but so did several other people. I'm worried that someone else will outbid me and get it. Fact... Different sellers are motivated by different things. In addition to price a seller will look at the other terms of the offer, contingencies, closing date and required repairs. Many times, a "clean" offer from a pre-approved buyer will be more attractive, even if the price is slightly lower. Buyer Beware - Of Other Buyers! To Stretch or Not To Stretch, That Is the Question Do You Have Buyer's Paralysis? You Snooze, You Lose: Market Too Fast for Fence-Sitting Buyers Negotiating Tactics Can Make Or Break The Home Sale Negotiating Gambits Can Make or Break the Home Sale - Part II Buyer Tips For Negotiating Price Multiple Offers: How Can You Compete? When You're Making An Offer -- Don't Negotiating To Yes Buyers Tip: Winning the Bidding Wars Buyers: How to Win the Bidding Wars Other Related Articles Motivating Your Agent to Find the Home of Your Dreams Why Work with a Realtor?
	© 2008 Angela Larson. ALL RIGHTS RESERVED.