Angela Larson - Buyers & Sellers - Financing - Articles & Advice
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Helpful Articles & Advice for Financing
Government
Department of Housing and Urban Development (HUD)
- Find
Approved Condo Complexes
and
Townhouse Complexes
-
Does HUD owe you a refund?
-
Teacher
/
Officer Next Door Program
(50% off HUD homes!)
See the zip codes that qualify for the program
here
.
Department of Veteran Affairs Home Loans
-
Find VA Approved Condos / Townhouses
-
Find VA homes for sale in MN, WI
Fannie Mae
-
Find FNMA approved condos / townhouse complexes
-
Home Path
Freddie Mac
Ginnie Mae
Mortgages
Who Are Fannie Mae and Freddie Mac?
Mortgage ABCs For First-Time Borrowers
Real Estate Jargon You Should Know: Getting a Mortgage
'Advance Fee' Loans: Be Afraid, Very Afraid
Applying for a Loan: Who Are All These People?
ARMs Get A Leg Up On Fixed Rate Mortgages
ARMs 2001: Too Much Cost, Too Much Risk
Borrowers Are Up in ARMS
FHA Offers A Better Deal In 2001
FHA Raises Loan Limits
Financing Your Second Home
How And Why To Prepay Your Mortgage
How to Finance Unique Properties
How To Pick The Best Loan Officer
How to Spot a Predatory Lender
Know Your Rights If Your Loan Is Sold
Mortgage Mumbo-Jumbo
Mortgage Payments Got You Down? Part I
Mortgage Payments Got You Down
Navigating the Mortgage Process? Each Loan is Similar, Yet Unique
New Reverse Mortgage Rules Designed To Broaden Appeal
Should I Pay Off My Loan Early?
The ABC's Of Paying Off Your Mortgage
The ABC's Of The APR
The Case For Borrowing Less
Too Much "Creative Financing" A Misstep for First Time Buyers
Two Magic Qualifying Words for Buyers: Compensating Factors
Use a Short-Term Mortgage as an Equity Builder
What are Conventional Loans?
What Do Loans Really Cost?
What If Your Loan Approval Isn't A "Slam Dunk?"
Why Rising Interest Rates Aren't So Bad for Buyers
On-Line Financing
An Industry Analyst Looks at Online Loans
Brokers Gain In Future Shakeout Of Online Mortgages
Consumers Ahead Of Online Mortgage Game
E-Mortgage Sites Proliferate On The Web
How To Surf The Web For Mortgages
Online Mortgages Not For First-Timers
On The Web For Buyers and Sellers
Quick Online Loan Approvals
Should You Get a Mortgage Online?
Shopping For A Mortgage Online
Should You Refinance Your Mortgage Online? (Part I)
Should You Refinance Your Mortgage Online? (Part II)
How And Why To Prepay Your Mortgage
Appraisals
Getting Extra Value From Appraisals
How To Challenge Low Appraisals
How To Get The Best Appraisal
HUD TV Ads Blur Distinction Between Appraisals and Inspections
Points
Points: What They Are And How To Deduct Them
Does It Make Sense to Pay Points?
How To Deduct Points & Interest
How To Multiply The Value Of Seller Contributions
Should You "Buy Down" Your Next Loan?
Miscellaneous
Can A Bank's Rental Ban Stick If Not Enforced?
Credit & Credit Scoring
Good Clean Credit
All is Not Lost When Foreclosure Threatens
Americans Misunderstand How Bad Credit Affects Mortgage Qualifications
Applying for a Loan? Start by Ordering Your Credit Report
Consumers Wresting Credit Scores From "Gatekeepers"
Credit-Damaged Buyers Can Obtain Home Loans
Credit Scoring in the Mortgage Industry
Credit Reports: The Good, The Bad & The Illegal
Credit Reports: Whose Business Is It?
Don't Let An "Ex" Mark Your Credit Report
Getting a Mortgage After Bankruptcy
Has Your Credit Changed?
Higher Credit Scores On The Horizon?
How And Why To Prepay Your Mortgage
How To Get A Headstart Toward Good Credit
How To Stop Foreclosure
How's Your Credit? Here's How to Find Out
Is Credit Counseling For You?
Out-dated Credit Score Models Are Lowering Some Applicants' Scores
Self-Employed Face Extra Hurdles Financing And Refinancing
You Can Run Late On Mortgage Payments But You Can't Hide
Your Credit Score Isn't A Numbers Game
What If Your Loan Approval Isn't A "Slam Dunk?"
What To Do When The Lender Says "No"
When Is The Right Time To Prepay A Debt?
Credit Bureaus
Equifax
Experian
TransUnion
Pre-Qualification & Pre-Approval
Why Pre-qualification and Pre-approval Helps Your Home Search
Pre-Approval Versus Pre-Qualification: Is There A Difference?
Can I Relax Now That My Loan Is Pre-Approved?
Can Lenders Make Loans On Future Income?
Don't Forget Your Pre-Approval Letter
Mortgage Insurance (PMI)
Avoid Paying Private Mortgage Insurance
PMI Uncloaked: How It Really Works
Home Equity Loans
An Equity Line of Credit Could Make Sense When Remodeling Your Home
Homeowners Continue To Drain Equity
The Pros And Cons Of Tapping Your Equity
Using your Equity to Finance New Property
Refinancing
How To Profitably Refinance
Should You Refinance Your Mortgage Online? (Part I)
Should You Refinance Your Mortgage Online? (Part II)
Should You Refinance With A Shorter Term?
Lock vs. Float
How To Lock-In Rates The Right Way
Is it Best to Lock or Float Your Interest Rate?
Lock Down A Mortgage Rate -- NOW!
Refinancing "Do's And Don'ts"
To Float Or Lock, That Is The Rate Question
To Lock Or Not? How To Do It Right
What Happens If You Lock Too Soon?
Will You Pay Too Much For Your Mortgage?
© 2008 Angela Larson.
ALL RIGHTS RESERVED.